This is the privacy policy statement for Farm Loans Australia and Clark Family Pty Ltd in relation to this website.
We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This policy explains how we collect, use, disclose and protect your personal information when you use our website and related services.
Information We Collect and How It is Used
When you contact Farm Loans Australia, we may collect the contact details and other information you provide so that we can respond to your message, privacy request or complaint.
Farm Loans Australia operates as an information, tools and resources website. We do not accept finance or insurance applications, quote requests or borrowing requirements for referral, or use your information to match you with a broker, lender or insurer.
If you choose to subscribe to MoneyTips, the information you provide for that subscription is used to administer your subscription and send informational content. A MoneyTips subscription is not a finance enquiry, application, quote request or referral request.
We may also use personal information where reasonably necessary to operate and improve the website, meet our legal or regulatory obligations, investigate a complaint, or maintain appropriate business records.
If you do not provide information needed to respond to a message or administer a subscription, we may not be able to fulfil that request.
Disclosure of Personal Information
We may disclose personal information to service providers that assist us in operating the website and administering subscriptions, or where reasonably necessary to respond to a message or complaint or comply with legal or regulatory obligations.
We do not disclose your contact details or borrowing requirements to brokers, lenders or insurers to arrange a referral through this website.
We do not currently disclose personal information to overseas recipients. If our information-handling practices change and personal information is likely to be disclosed to recipients outside Australia, we will update this Privacy Policy as required.
Please note: If you follow an external link or interact with third-party advertising, the third party's own privacy policy and terms apply to information you provide directly to them.
Cookies and Tracking Technologies
Farm Loans Australia uses cookies and similar technologies to support website functionality, maintain session information, understand how visitors interact with our website and improve system performance and user experience.
We use Google Analytics 4 for analytics and measurement, and Google Ads website tagging and Microsoft Advertising UET for advertising measurement and conversion-related functionality. These services may use cookies, pixels or similar technologies to collect information about your device, browser, pages visited and interactions with our website.
Google Signals and Google Analytics user-provided data collection are disabled, as is personalised advertising through our verified Google Analytics-to-Google Ads links. Microsoft UET enhanced conversion tracking and Microsoft Clarity are disabled for our tag, and no remarketing audiences or lists are based on it.
Where these technologies involve the collection, use or disclosure of personal information, we take reasonable steps to ensure that they are used consistently with applicable privacy requirements. We seek to limit the information collected to what is reasonably necessary for the relevant purpose.
You can control or disable cookies through your browser settings. Where additional consent is required for particular tracking or advertising technologies, we may provide additional notices or consent controls when you use the website.
Security and Retention of Personal Information
We take reasonable steps to protect personal information we hold from misuse, interference, loss, unauthorised access, modification and disclosure. These measures may include access controls, secure systems, authentication measures and other technical and organisational safeguards appropriate to the information being handled.
We retain personal information for as long as reasonably necessary for the purposes for which it was collected, including administering subscriptions, responding to messages and privacy requests, maintaining appropriate business and compliance records, resolving complaints and meeting legal or regulatory obligations. Any records retained from the website's former referral activities remain subject to these security and retention measures.
When personal information is no longer required to be retained, we take reasonable steps to securely destroy or de-identify it, subject to any legal or record-keeping requirements.
Access and Correction of Personal Information
You may request access to the personal information we hold about you at any time. We will not charge any fee for making a request but may charge you reasonable costs incurred in providing access, such as photocopying or postage.
You may also request correction of your personal information if you believe it is inaccurate, out of date, incomplete or misleading. We will respond to access and correction requests within a reasonable timeframe.
To make a request, please contact us. We may ask you to submit your request in writing or provide information necessary to verify your identity before providing access to personal information.
Complaints and Dispute Resolution
If you have any concerns about how your personal information has been handled, please contact us so that we can investigate and resolve your concern promptly.
If you are not satisfied with our response, you may refer your complaint to the Office of the Australian Information Commissioner (OAIC):
We regularly review and update our privacy policy to ensure ongoing compliance with applicable laws and best practices. Updates will be published on this page with the latest revision date.
Contact Us
If you have any questions about this privacy statement, how we handle your information, or your dealings with this website, please contact us.
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Recent rural reporting on the live sheep export transition is keeping Western Australian producers focused on a difficult but important question: how should a farm business finance change when the market it has relied on is being reshaped? The policy shift is not just a marketing issue for sheep enterprises. It may influence stocking decisions, infrastructure spending, labour needs, processing access, transport costs and long-term property strategy. - read more
Farm loans play a crucial role in supporting agricultural development across Australia. They provide the financial backbone that helps farmers invest in essential areas such as land acquisition, equipment purchase, and day-to-day operations. Whether you are an established farmer looking to expand, a rural property buyer, or a first-time farmer stepping into agriculture, understanding farm loan options can markedly influence your growth trajectory. - read more
Farm loan refinancing is the process of replacing an existing farm loan with a new one, typically to obtain more favorable terms. This might include a lower interest rate, modified repayment schedule, or reduced monthly payments. It's a financial strategy that Australian farmers and agribusiness owners can use to improve their financial standing and adapt to changing business needs. - read more
Understanding the intricacies of farm loan interest rates, fees, and repayment structures is vital for anyone involved in the agricultural industry. For primary producers and agribusiness owners, farm loans are indispensable tools for financing growth, managing cash flow, and investing in new technologies or property. However, the costs associated with these loans can vary significantly, impacting the overall financial health of a farming operation. - read more
Australia's agriculture sector is a critical component of the country's economy, contributing significantly to both GDP and employment. Ensuring growth and sustainability in this sector relies heavily on access to appropriate financial services. Farm loans play a crucial role in providing the necessary finances for farmers to manage their businesses effectively. - read more
Knowledgebase
Principal: The original sum of money invested or lent, on which basis interest and returns are calculated.
